The ACA Exchange Appeals Process

The ACA Exchange Appeals Process

February 22, 2017 The Exchanges in the Health Insurance Marketplace have been issuing out notices to employers. Each such Notice indicates to the employer that it may be subject to penalties for failing Read More
ACA Complexities Increase Among States

ACA Complexities Increase Among States

February 21, 2017 As the Affordable Care Act remains under the magnifying glass—debating on a repeal, replace, or fix—states are feeling the brunt of the confusion. States with the ways and means to Read More
Uber Decision in Florida and The Gig Economy

Uber Decision in Florida and The Gig Economy

February 20, 2017 In a recent decision within the Florida courts, Uber was victorious in a misclassification case that left Uber drivers classified as independent contractors and not employees. It speaks to the Read More
Keeping Up With The GOP And Medicaid Expansion

Keeping Up With The GOP And Medicaid Expansion

February 15, 2017 New remarks from President Trump are now suggesting that the Affordable Care Act won’t see an immediate repeal or replacement until well into the next year. While that may be Read More
2016-2017 Healthcare.Gov Open Enrollment Figures: An Infographic

2016-2017 Healthcare.Gov Open Enrollment Figures: An Infographic

February 14, 2017 From November 1, 2016 through January 31, 2017, Healthcare.gov launched its open enrollment period for new and returning consumers to obtain coverage through the Health Insurance Marketplace. Our infographic shows Read More
The Fate Of The ACA In Kentucky

The Fate Of The ACA In Kentucky

February 9, 2017 While the Trump Administration is slowly putting the wheels in motion to repeal the Affordable Care Act, one state governor has been trying for over a year to do so Read More
As ACA Repeal Draws Near, The CBO Weighs In

As ACA Repeal Draws Near, The CBO Weighs In

February 7, 2017 In a report dated January 17, the Congressional Budget Office (CBO) offered estimates on what would happen should the ACA be repealed. These figures range from premium prices to statistics Read More
President Trump Has Some Things To Say About The Pharmaceutical Industry

President Trump Has Some Things To Say About The Pharmaceutical Industry

February 6, 2017 In January, the pharmaceutical industry found itself in a mini-crisis following a press conference at the White House in mid-January. Just a few days following his Inauguration, Trump accused pharma Read More
Trump Supporters And Healthcare: What Do They Want?

Trump Supporters And Healthcare: What Do They Want?

February 2, 2017 In mid-January, Republicans made the official first step in repealing the Affordable Care Act (ACA) by voting 227-198 in permitting the GOP to bring their bill for repeal of the Read More
The Last Day For ACA Enrollment Almost Went Unmarketed

The Last Day For ACA Enrollment Almost Went Unmarketed

January 31, 2017 Healthcare.gov has been hard at work informing consumers of a continuous countdown to the end of open enrollment, advising to sign up for 2017 Marketplace coverage ASAP. However, at the Read More
Hawaii Finds A Healthcare System Even Better Than The ACA

Hawaii Finds A Healthcare System Even Better Than The ACA

January 24, 2017 As of this month, Hawaii’s small business market will provide healthcare to its workers that competes with (and even beats) what the Affordable Care Act (ACA) has provided for Americans. Read More
Trump’s Executive Order on the ACA and Future Compliance Obligations

Trump’s Executive Order on the ACA and Future Compliance Obligations

January 23, 2017 On his first day in office, Trump signed one of his first executive orders, entitled “Minimizing the Economic Burden of the Patient Protection and Affordable Care Act Pending Repeal.” The Read More
The U.S. Gig Economy Will Suffer With An ACA Repeal

The U.S. Gig Economy Will Suffer With An ACA Repeal

January 19, 2017 Independent contractors, freelancers, consultants. These workers have slowly risen up the ranks as backbones of many companies, yet when it comes to traditional labor rights, they’ve consistently come up short. Read More
An ACA Repeal Could Cost Hospitals Billions In Losses

An ACA Repeal Could Cost Hospitals Billions In Losses

January 18, 2017 Inauguration Day is inching closer and closer, and so are the policies that President-Elect Trump has planned once he assumes the seat of President this year. A repeal of the Read More
Understanding ACA Compliance And Utilizing Staffing Firms

Understanding ACA Compliance And Utilizing Staffing Firms

January 10, 2017 By now it should come as no surprise that maintaining ACA compliance is a confusing and at times difficult task. We know the basics: Applicable Large Employers (ALEs) with 50 Read More
Florida Governor Wants An ACA Repeal “As Quickly As Can Get It Done”

Florida Governor Wants An ACA Repeal “As Quickly As Can Get It Done”

January 9, 2017 On December 19th, 2016, Florida Governor Rick Scott had a meeting with nominated Secretary of the Department of Health and Human Services, Tom Price. While Scott and Price barely met Read More
Terms To Know About Offers Of Health Coverage: An Infographic

Terms To Know About Offers Of Health Coverage: An Infographic

January 3, 2017 Many Applicable Large Employers (ALEs) were met with a few surprises in 2016 when it came to their employees’ healthcare. As companies were still finding their footing with required offerings Read More
The IRS’s Cost-of-Living Adjustments: An Infographic

The IRS’s Cost-of-Living Adjustments: An Infographic

December 28, 2016 The 2016 calendar year is closing out, and with it comes a variety of healthcare care related fee adjustments happening for 2017. The ACA Times has revealed the amounts we Read More
The State Of The ACA and Beyond: An Infographic

The State Of The ACA and Beyond: An Infographic

December 15, 2016 It should come as no surprise that a repeal of the Affordable Care Act has effects that will echo into a number of factors affecting Americans. But just how complex Read More
Rewinding The Clock: An ACA Repeal Would Put Money Back In The Wealthy’s Pockets

Rewinding The Clock: An ACA Repeal Would Put Money Back In The Wealthy’s Pockets

December 12, 2016 At face value, it’s difficult for many to comprehend exactly what a repeal of the Affordable Care Act would entail during the upcoming Trump Administration. For some, there’s really no Read More
HSAs And The Rich: A Perfect Combination

HSAs And The Rich: A Perfect Combination

December 6, 2016 President-Elect Donald Trump’s plans for the fate of our healthcare remains a work in progress. During the 2016 election, Trump stated that he fully intended to repeal Obama’s Affordable Care Read More
Enrollment On ACA Healthcare Exchanges Hits The One Million Mark In Two Weeks

Enrollment On ACA Healthcare Exchanges Hits The One Million Mark In Two Weeks

November 30, 2016 As we’re nearing the end of 2016, big changes appear to be on the horizon. Our President-Elect Donald Trump has been selected as the 45th President and while his plans Read More
New Regulations Redefine Short-Term, Limited Duration Insurance

New Regulations Redefine Short-Term, Limited Duration Insurance

November 17, 2016 While the nation was preoccupied with the 2016 Presidential Election, Congress was pushing on with more finalized regulations involving the Affordable Care Act. Last month, the Departments of the Treasury, Read More
ACA Compliance Difficulties? The 1940’s Started it All.

ACA Compliance Difficulties? The 1940’s Started it All.

November 5, 2016 This past tax year, many employers experienced a whole new dimension to documenting and reporting information about their employees to the government. With the Affordable Care Act mandating that full-time Read More
Will ColoradoCare replace the ACA?

Will ColoradoCare replace the ACA?

November 3, 2016 November 8th is right around the corner. And while the onus of the day is placed on electing our next President, Colorado residents will have something else to ponder in Read More
News From Washington: ACA Has To Tighten Up Pediatric Dental Care

News From Washington: ACA Has To Tighten Up Pediatric Dental Care

October 26, 2016 When it comes to healthcare under the Affordable Care Act, many points of coverage can often be an afterthought. QHPs, or “qualified health plans,” are required to fulfill ten “essential Read More
Come 2017, Blue Cross Will Be Everywhere In North Carolina

Come 2017, Blue Cross Will Be Everywhere In North Carolina

October 18, 2016 In April, UnitedHealth announced its plans to exit from multiple Marketplaces, including in North Carolina. The health care giant has complained of the Affordable Care Act (ACA) causing them huge Read More
New Updates Arrive Surrounding Individual Shared Responsibility

New Updates Arrive Surrounding Individual Shared Responsibility

October 12, 2016 At the top of September, the House Ways and Means Committee reunited following summer break with new markups surrounding the individual shared responsibility payment requirement of the Affordable Care Act. Read More
New Light Is Shed On The Hardship Exemption For Health Coverage Tax Credit

New Light Is Shed On The Hardship Exemption For Health Coverage Tax Credit

October 11, 2016 The Health Coverage Tax Credit (HCTC) has benefited many in affording healthcare coverage, as the ACA requires minimum essential coverage for all individuals. However, while the HCTC typically only applies Read More
Iowa Takes A Big Step Toward Small Business Health Care For Employees

Iowa Takes A Big Step Toward Small Business Health Care For Employees

October 5, 2016 It hasn’t been the easiest task getting small businesses on board for healthcare, as money can be an issue. The Health Reimbursement Arrangement (HRA) allows small businesses to reimburse employees Read More
Are High-Deductible Plans The Way To Go?

Are High-Deductible Plans The Way To Go?

October 4, 2016 It should come as no surprise that as individuals obtain healthcare under the Affordable Care Act, the greatest concern is cost. From individual plans to employer-sponsored plans, individuals want the Read More
The ACA Brings Another Win To California

The ACA Brings Another Win To California

September 20, 2016 In the 4th Kaiser Family Foundation Longitudinal Panel Survey, some impressive findings surround the state of California. The survey polled a randomly selected pool of uninsured adult Californians and tracked Read More
How Will COBRA Coding Change In 2016?

How Will COBRA Coding Change In 2016?

September 14, 2016 The IRS has released the draft Form 1095-C, which clarifies coding for coverage for COBRA. At the start of 2016, the FAQ section of the IRS site no longer provided Read More
Form 5500’s Proposed Changes: An Update

Form 5500’s Proposed Changes: An Update

September 6, 2016 News that the DOL planned to change Form 5500 surfaced several weeks ago and now more information has become available. In line with recent increased focus from the DOL and Read More
Troubles With Uber And The “Gig” Economy Extend Overseas

Troubles With Uber And The “Gig” Economy Extend Overseas

August 30, 2016 Over the past year, we’ve watched Uber go through a rollercoaster ride. It all started when drivers who at random points throughout the year exceeded a 30 hour work week, Read More
Hey Cigna, Welcome To Chicago!

Hey Cigna, Welcome To Chicago!

August 22, 2016 2016 has been a confusing one for many Americans who question the security of their health insurance providers. As major companies like UnitedHealthcare are swiftly withdrawing from certain exchanges nationwide Read More
Heads Up About Code 4980H

Heads Up About Code 4980H

August 17, 2016 One of the most talked about issues regarding employers and health care for their employees is under Internal Revenue Code 4980H. This Code, being Shared Responsibility for Employers Regarding Health Read More
Deciphering Expatriate Health Plans

Deciphering Expatriate Health Plans

August 16, 2016 Expatriate health plans (or “Expat Health Plans”) have led to much confusion ever since the ACA came into effect in 2010. Simply put, expats (or anyone living/working abroad) struggled with Read More
Gallup Poll Suggest Health Care Insecurity Is Now At A Record Low, But For How Long?

Gallup Poll Suggest Health Care Insecurity Is Now At A Record Low, But For How Long?

August 11, 2016 In 2008, Gallup—in conjunction with Healthways—started following health care insecurity, keeping track of affordability. Notably, this year marks an all-time low for health care insecurity since tracking began. Gallup-Healthways’ Well-Being Index, a survey Read More
Understanding Form 1095-C And What To Do About Errors

Understanding Form 1095-C And What To Do About Errors

August 8, 2016 For many employers,Form 1095-C is a new document. It is the Employer-Provided Health Insurance Offer and Coverage form, used to report that you have offered health care to full-time employees. Read More