Terms To Know About Offers Of Health Coverage: An Infographic

Terms To Know About Offers Of Health Coverage: An Infographic

January 3, 2017 Many Applicable Large Employers (ALEs) were met with a few surprises in 2016 when it came to their employees’ healthcare. As companies were still finding their footing with required offerings Read More
The IRS’s Cost-of-Living Adjustments: An Infographic

The IRS’s Cost-of-Living Adjustments: An Infographic

December 28, 2016 The 2016 calendar year is closing out, and with it comes a variety of healthcare care related fee adjustments happening for 2017. The ACA Times has revealed the amounts we Read More
The State Of The ACA and Beyond: An Infographic

The State Of The ACA and Beyond: An Infographic

December 15, 2016 It should come as no surprise that a repeal of the Affordable Care Act has effects that will echo into a number of factors affecting Americans. But just how complex Read More
Rewinding The Clock: An ACA Repeal Would Put Money Back In The Wealthy’s Pockets

Rewinding The Clock: An ACA Repeal Would Put Money Back In The Wealthy’s Pockets

December 12, 2016 At face value, it’s difficult for many to comprehend exactly what a repeal of the Affordable Care Act would entail during the upcoming Trump Administration. For some, there’s really no Read More
HSAs And The Rich: A Perfect Combination

HSAs And The Rich: A Perfect Combination

December 6, 2016 President-Elect Donald Trump’s plans for the fate of our healthcare remains a work in progress. During the 2016 election, Trump stated that he fully intended to repeal Obama’s Affordable Care Read More
Enrollment On ACA Healthcare Exchanges Hits The One Million Mark In Two Weeks

Enrollment On ACA Healthcare Exchanges Hits The One Million Mark In Two Weeks

November 30, 2016 As we’re nearing the end of 2016, big changes appear to be on the horizon. Our President-Elect Donald Trump has been selected as the 45th President and while his plans Read More
New Regulations Redefine Short-Term, Limited Duration Insurance

New Regulations Redefine Short-Term, Limited Duration Insurance

November 17, 2016 While the nation was preoccupied with the 2016 Presidential Election, Congress was pushing on with more finalized regulations involving the Affordable Care Act. Last month, the Departments of the Treasury, Read More
ACA Compliance Difficulties? The 1940’s Started it All.

ACA Compliance Difficulties? The 1940’s Started it All.

November 5, 2016 This past tax year, many employers experienced a whole new dimension to documenting and reporting information about their employees to the government. With the Affordable Care Act mandating that full-time Read More
Will ColoradoCare replace the ACA?

Will ColoradoCare replace the ACA?

November 3, 2016 November 8th is right around the corner. And while the onus of the day is placed on electing our next President, Colorado residents will have something else to ponder in Read More
News From Washington: ACA Has To Tighten Up Pediatric Dental Care

News From Washington: ACA Has To Tighten Up Pediatric Dental Care

October 26, 2016 When it comes to healthcare under the Affordable Care Act, many points of coverage can often be an afterthought. QHPs, or “qualified health plans,” are required to fulfill ten “essential Read More
Come 2017, Blue Cross Will Be Everywhere In North Carolina

Come 2017, Blue Cross Will Be Everywhere In North Carolina

October 18, 2016 In April, UnitedHealth announced its plans to exit from multiple Marketplaces, including in North Carolina. The health care giant has complained of the Affordable Care Act (ACA) causing them huge Read More
New Updates Arrive Surrounding Individual Shared Responsibility

New Updates Arrive Surrounding Individual Shared Responsibility

October 12, 2016 At the top of September, the House Ways and Means Committee reunited following summer break with new markups surrounding the individual shared responsibility payment requirement of the Affordable Care Act. Read More
New Light Is Shed On The Hardship Exemption For Health Coverage Tax Credit

New Light Is Shed On The Hardship Exemption For Health Coverage Tax Credit

October 11, 2016 The Health Coverage Tax Credit (HCTC) has benefited many in affording healthcare coverage, as the ACA requires minimum essential coverage for all individuals. However, while the HCTC typically only applies Read More
Iowa Takes A Big Step Toward Small Business Health Care For Employees

Iowa Takes A Big Step Toward Small Business Health Care For Employees

October 5, 2016 It hasn’t been the easiest task getting small businesses on board for healthcare, as money can be an issue. The Health Reimbursement Arrangement (HRA) allows small businesses to reimburse employees Read More
Are High-Deductible Plans The Way To Go?

Are High-Deductible Plans The Way To Go?

October 4, 2016 It should come as no surprise that as individuals obtain healthcare under the Affordable Care Act, the greatest concern is cost. From individual plans to employer-sponsored plans, individuals want the Read More
The ACA Brings Another Win To California

The ACA Brings Another Win To California

September 20, 2016 In the 4th Kaiser Family Foundation Longitudinal Panel Survey, some impressive findings surround the state of California. The survey polled a randomly selected pool of uninsured adult Californians and tracked Read More
How Will COBRA Coding Change In 2016?

How Will COBRA Coding Change In 2016?

September 14, 2016 The IRS has released the draft Form 1095-C, which clarifies coding for coverage for COBRA. At the start of 2016, the FAQ section of the IRS site no longer provided Read More
Form 5500’s Proposed Changes: An Update

Form 5500’s Proposed Changes: An Update

September 6, 2016 News that the DOL planned to change Form 5500 surfaced several weeks ago and now more information has become available. In line with recent increased focus from the DOL and Read More
Troubles With Uber And The “Gig” Economy Extend Overseas

Troubles With Uber And The “Gig” Economy Extend Overseas

August 30, 2016 Over the past year, we’ve watched Uber go through a rollercoaster ride. It all started when drivers who at random points throughout the year exceeded a 30 hour work week, Read More
Hey Cigna, Welcome To Chicago!

Hey Cigna, Welcome To Chicago!

August 22, 2016 2016 has been a confusing one for many Americans who question the security of their health insurance providers. As major companies like UnitedHealthcare are swiftly withdrawing from certain exchanges nationwide Read More
Heads Up About Code 4980H

Heads Up About Code 4980H

August 17, 2016 One of the most talked about issues regarding employers and health care for their employees is under Internal Revenue Code 4980H. This Code, being Shared Responsibility for Employers Regarding Health Read More
Deciphering Expatriate Health Plans

Deciphering Expatriate Health Plans

August 16, 2016 Expatriate health plans (or “Expat Health Plans”) have led to much confusion ever since the ACA came into effect in 2010. Simply put, expats (or anyone living/working abroad) struggled with Read More
Gallup Poll Suggest Health Care Insecurity Is Now At A Record Low, But For How Long?

Gallup Poll Suggest Health Care Insecurity Is Now At A Record Low, But For How Long?

August 11, 2016 In 2008, Gallup—in conjunction with Healthways—started following health care insecurity, keeping track of affordability. Notably, this year marks an all-time low for health care insecurity since tracking began. Gallup-Healthways’ Well-Being Index, a survey Read More
Understanding Form 1095-C And What To Do About Errors

Understanding Form 1095-C And What To Do About Errors

August 8, 2016 For many employers,Form 1095-C is a new document. It is the Employer-Provided Health Insurance Offer and Coverage form, used to report that you have offered health care to full-time employees. Read More
ACA Modifications: We’re Not In 2010 Anymore

ACA Modifications: We’re Not In 2010 Anymore

August 2, 2016 When the Affordable Care Act (ACA) was first enacted in 2010, it was with the understanding that changes would be made to the ACA after the fact. Health care reform Read More
Understanding Economic Realities Testing With Employee Misclassification

Understanding Economic Realities Testing With Employee Misclassification

July 28, 2016 The roles of independent contractors and full-time employees were often ambiguous in the past, as arguably employers’ means of classification relied in how the job was done versus who was Read More
Despite An Increase In Health Costs, Americans Find Health Care Affordable

Despite An Increase In Health Costs, Americans Find Health Care Affordable

July 25, 2016 For ACA naysayers, one argument posed is that the Affordable Care Act is all but affordable. However a recent study by Gallup suggests that most Americans can afford their health Read More
Employers: Keep Your ACA Compliance, Even In Your Health Plan Language

Employers: Keep Your ACA Compliance, Even In Your Health Plan Language

July 21, 2016 While employers have been urged to maintain ACA compliance when it comes to reporting the health care information of its employees, there’s more to it. The Employee Retirement Income Security Read More
The Nondiscrimination Provision of the ACA Comes Into Effect On July 18th

The Nondiscrimination Provision of the ACA Comes Into Effect On July 18th

July 13, 2016 Section 1557 of the Affordable Care Act was finalized on May 18, 2016, and will be coming into effect two months from that date on July 18, 2016. However, any Read More
Assisters Prove Helpful In ACA Open Enrollment

Assisters Prove Helpful In ACA Open Enrollment

July 13, 2016 In a recent Kaiser Family Foundation survey, the results proved the Affordable Care Act’s 2016 open enrollment had a much-needed push from assisters and brokers. The open enrollment period lasted Read More
Premiums Up, With The Uninsured Down

Premiums Up, With The Uninsured Down

July 7, 2016 It’s been quite a rollercoaster ride for the Affordable Care Act this year, as companies like UnitedHealth have spiked their premiums in an effort to combat what they reportedly found Read More
California Pioneers Move To Provide Health Care To All Immigrants

California Pioneers Move To Provide Health Care To All Immigrants

June 30, 2016 On June 23, President Obama’s championing for Immigration reform received some sobering news when the Supreme Court thwarted Obama’s plan to protect certain illegal immigrants from possible deportation. It was Read More
The 5W’s Of Employer Notices: Don’t Be Penalized

The 5W’s Of Employer Notices: Don’t Be Penalized

June 23, 2016 It’s notice season! As an employer, you may have received a letter regarding the health care coverage of one or more of your employees. Could this notice lead to penalties Read More
EEOC’s Final Rules On Wellness Programs Prove Workplace Wellness Is On The Rise

EEOC’s Final Rules On Wellness Programs Prove Workplace Wellness Is On The Rise

June 19, 2016 It’s an often-overlooked aspect of preventative health care. We’re told to eat right, exercise, and take doctor-prescribed medications on schedule and any vitamins or minerals. However, when it comes to Read More
Americans on the ACA this Election Season

Americans on the ACA this Election Season

June 16, 2016   As November looms overhead with the 2016 Presidential election, new issues continue to arise—namely, the afterthought of the importance of health care for Americans. While Americans rank health care Read More
Residents Of Florida And Texas Are Behind The Expansion Of Medicaid

Residents Of Florida And Texas Are Behind The Expansion Of Medicaid

June 7, 2016 In a move to provide health care for the underprivileged, the Affordable Care Act offered a Medicaid expansion—one that, to date, 19 states have still not accepted. However, a new Read More
Employers Weigh In On Actions In The Event Of An ACA Repeal

Employers Weigh In On Actions In The Event Of An ACA Repeal

May 31, 2016 It should come as no surprise that the Affordable Care Act has produced a myriad of opinions from consumers to their employers to those in government. But what would happen Read More
The Affordable Care Act Shows Big Wins For Kids

The Affordable Care Act Shows Big Wins For Kids

May 25, 2016 Of all the good theAffordable Care Act has done in the way of widespread health care, a recent report shows that our children have benefitted more than most. United Press Read More
The IRS Reveals Projected Inflation Figures For 2017

The IRS Reveals Projected Inflation Figures For 2017

May 23, 2016 In the recently released Rev. Proc. 2016-28, the IRS as identified inflation adjustments to Health Savings Accounts (HSA) for the upcoming 2017 calendar year. Those affected figures include primarily deductions Read More
Cutting Hours To Avoid Health Care Coverage Brings Dave & Busters Under Legal Scrutiny

Cutting Hours To Avoid Health Care Coverage Brings Dave & Busters Under Legal Scrutiny

May 22, 2016 A class-action lawsuit has been filed outside of federal courts in New York against restaurant and gaming chain Dave & Busters. The reason? Cutting employees’ hours to duck mandatory health Read More
The ACA: A Gift And A Curse For Uber

The ACA: A Gift And A Curse For Uber

May 11, 2016 In the often-oversimplified world of contractor-based employment, the Affordable Care Act is a blessing in disguise: “employees” can readily obtain health care with the financial burden falling off the “employer.” Read More
High Deductibles Don’t Promote Price Shopping

High Deductibles Don’t Promote Price Shopping

May 8, 2016 Will consumers make more cost-effective choices of health services and doctors if they are spending their own money? Common sense suggests they would, but researchers have found that consumers don’t Read More
Is Individual Shared Responsibility Your Responsibility?

Is Individual Shared Responsibility Your Responsibility?

May 8, 2016 Since the implementation of the Affordable Care Act, the goal in mind is to ensure that every American has received or has been given access to adequate health coverage. While Read More
Health Coverage Information Returns: A Key Date Calendar

Health Coverage Information Returns: A Key Date Calendar

May 5, 2016 While many if not most of the 2015 tax season deadlines have already passed, some information-filing deadlines are steadily approaching. Some have been already been extended, including the deadline for Read More
Health Crisis Likely in Miami-Dade

Health Crisis Likely in Miami-Dade

May 3, 2016 Access to health care is more than just ordinary preventative care and occasional treatment: it’s also preventing a health crisis. As Florida’s Miami-Dade County sees large numbers of its residents Read More
New Updates To Premium Tax Credit Affect Personal Contributions

New Updates To Premium Tax Credit Affect Personal Contributions

April 27, 2016 When it comes to the Premium Tax Credit, it’s a matter of numbers. The credit was designed for low to moderate-income individuals and families in an effort to assist them Read More
Health Care Careers More Desirable Thanks To Affordable Care Act

Health Care Careers More Desirable Thanks To Affordable Care Act

April 26, 2016 One of the greatest achievements of the Obama Administration was slashing the unemployment rate and creating tens of millions of jobs for Americans. In a recently released job report, jobs Read More
The Small Business Health Care Tax Credit: A Checklist

The Small Business Health Care Tax Credit: A Checklist

April 25, 2016 The Small Business Health Care Tax Credit was designed for small business owners with 25 of fewer full-time employees and equivalents in an effort to provide health care coverage for Read More
Congressional Budget Office Releases 10-Year Health Care Breakdown For Citizens 65 And Under

Congressional Budget Office Releases 10-Year Health Care Breakdown For Citizens 65 And Under

April 21, 2016 The Congressional Budget Office (CBO) has released a report, detailing a ten-year plan on Health Insurance for those 65 and under from 2016 through 2026. The 40-page report discusses the Read More
Health Benefits Offer Rates: Fact And Figures

Health Benefits Offer Rates: Fact And Figures

April 21, 2016 The Kaiser Family Foundation released a report that detailed the rates of health benefits offered to individuals. In 1999, 66% of firms offered health benefits to their employees, and that Read More