Employers should review their ACA compliance processes carefully in light of new data issued by the Kaiser Family Foundation (KFF). Below we’ve identified why. Key PTC findings Health exchange enrollees…
Kaiser Family Foundation (KFF)
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The 2022 federal open enrollment period began earlier this week and will run through January 15, 2022. Consumers will have a wide variety of options to choose from, as well…
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The ACA is receiving some of the highest approval ratings since it was first signed into law in 2010. According to a June poll from the Kaiser Family Foundation (KFF),…
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3 minute read: Biden’s American Rescue Plan (ARP) has reshaped the way Americans receive and qualify for healthcare coverage, including COBRA. Before diving into the specifics of how the ARP…
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Affordable Care Act
Recapping on Biden’s ACA Reforms, What Employers Need to Know
by Robert Sheenby Robert Sheen3 minute read: Since Biden took office on January 20, 2021, several advancements to the Affordable Care Act followed, so we thought it best to recap on the ACA reforms…
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3 minute read: In December 2020, the Departments of Labor, Health and Human Services, and Treasury (including the IRS) issued a final rule regarding ACA grandfathered health plans. Grandfathered health…
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Affordable Care Act
New Stimulus Plan Expands PTC Eligibility, Employer Penalties
by Robert Sheenby Robert Sheen3 minute read: President Joe Biden recently signed into law the American Rescue Plan (ARP) and it includes provisions that make ACA healthcare coverage more accessible to Americans. The $1.9…
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3 minute read: Since the Biden Administration took office a few weeks ago, changes to help bolster the Affordable Care Act are already underway. President Joe Biden has already signed…
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3 minute read: Heading into Election Day, a record-breaking one million Americans cast their ballots early, creating a myriad of potential challenges for determining a clear victor in the 2020…
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Affordable Care Act
Lower ACA Premiums Heading into Open Enrollment for 2021
by Chris Areyby Chris Arey3 minute read: The Healthcare.gov open enrollment period for the 2021 tax year will begin on November 1, 2020, and will run through December 15. Surprisingly, premiums are down and…
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Affordable Care ActHealth Care Coverage
ACA to Aid Millions in Obtaining Healthcare, KFF Report Finds
by Robert Sheenby Robert Sheen2 minute read: The data is in: at least 27 million Americans have lost employer-sponsored health coverage as a result of COVID-19. The Kaiser Family Foundation issued a report in…
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2 minute read: House of Representative Democrats have unveiled a bill that would enhance many of the ACA’s components while reversing much of the Trump administration’s onslaught to the healthcare…
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Affordable Care Act
ACA’s Expansion of Medicaid Takes Hold in Oklahoma
by Robert Sheenby Robert Sheen3 minute read: In late June, Oklahoma joined 37 other states and the District of Columbia in expanding Medicaid under the ACA. Better late than never and in good timing…
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2 minute read: The IRS recently issued proposed regulations on how the personal tax exemption reduction to “0” will affect qualifications for recipients of Premium Tax Credits (PTCs). Regulation 124810-19,…
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Affordable Care ActHealth Care Coverage
ACA’s Expansion of Medicaid Key Player for Providing Health Coverage Amid COVID-19
by Robert Sheenby Robert Sheen2 minute read: By now it’s become abundantly clear how important it is for individuals to have health coverage. COVID-19 or not, healthcare is saving lives and the ACA has…
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Affordable Care Act
Employers May See More ACA Penalties As a Result of COVID-19
by Robert Sheenby Robert Sheen2 minute read: A new data analysis report from the Kaiser Family Foundation (KFF) finds the vast majority of Americans who lost their job amid COVID-19will be eligible for government…
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Affordable Care Act
ACA Changes Continue to Stabilize the Marketplace
by Robert Sheenby Robert Sheen3 minute read: According to research by the Kaiser Family Foundation (KFF), there will be an average of 4.5 insurers per state this year, up from 4.0 in 2019 and…
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2 minute read: The 2020 open enrollment results for individuals enrolling through the Healthcare.gov platform are in, and the results indicate a strong and stabilizing health care system. A report…
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Affordable Care ActHealth Care Coverage
Proposed Health Care Data Transparency Rule Complements ACA
by Robert Sheenby Robert Sheen2 minute read: As the Affordable Care Act’s Employer Mandate moves into its sixth year of operation, federal agencies have proposed a rule to promote better health care cost transparency.…
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Affordable Care Act
Eliminating the ACA’s Cadillac Tax Will Not Impact the Employer Mandate
by Robert Sheenby Robert Sheen3 minute read: All eyes on are the U.S. Senate to see if a vote will be taken to eliminate a tax associated with the Affordable Care Act. The tax…
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Affordable Care ActHealth Care Coverage
ACA Approval Ratings on The Rise
by Robert Sheenby Robert Sheen3 minute read: As the discussion over the 2020 election begins to take shape, we can expect the Affordable Care Act to be a topic of debate. However, based on…
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Affordable Care ActHealth Insurance Marketplace
More Insurers Will Participate in the ACA Marketplace in 2019
by Robert Sheenby Robert Sheen3 minute read: It was predicted that the health insurance marketplace would be turned upside down with the individual mandate penalty effectively reduced to $0 beginning January 1,2019. However, that…
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Affordable Care ActHealth Care Coverage
ACA Support May Dictate Midterm Election Results
by Robert Sheenby Robert Sheen2 minute read: Americans across the country will report to their respective poll places to cast their ballots in the midterm elections on November 6, and the issue of healthcare…
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Affordable Care Act
ACA Popularity Remains Strong as Midterms Approach
by Robert Sheenby Robert Sheen2 minute read: The midterm elections are less than a month away on November 6. With an estimated 20 million Americans at risk of losing health coverage if the ACA…
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Affordable Care ActElectionHealthcare
Midterm Elections Won’t Affect the Employer Mandate
by Robert Sheenby Robert Sheen2 minute read: Since President Trump took office, a top priority has been to repeal and replace the Affordable Care Act (ACA) and his administration continues its attempts to undermine…
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Affordable Care Act
More States Move Forward with Reinsurance Programs
by Robert Sheenby Robert Sheen3 minute read: The Trump administration has made repealing and replacing the Affordable Care Act a top priority. What’s interesting, however, is that as the White House continues to undermine…
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Affordable Care ActHealthcare
ACA and Healthcare Grow in Popularity as Midterms Draw Near
by Robert Sheenby Robert Sheen2 minute read: Studies show that voters have prioritized healthcare as a top issue to be addressed in the upcoming 2018 midterm elections in November. For the first time in…
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Affordable Care ActHealth Care CoverageHealth Insurance Marketplace
ACA Health Insurance Marketplace May Stabilize In 2018
by Robert Sheenby Robert SheenIt’s been a tumultuous year for the Affordable Care Act (ACA). From insurers withdrawing from providing health insurance on government exchanges to spiking premiums in the face of financial losses…
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Affordable Care ActHealth Care Coverage
Studies: ACA Has No Effect on Hours Worked [UPDATE]
by Robert Sheenby Robert SheenShortly after the passage the Affordable Care Act (ACA), some economists predicted that the law would cause employers to slash workweeks to less than 30 hours to avoid having to…
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Affordable Care ActHealth Care Coverage
The Affordable Care Act Has Helped Millions, But There’s More Work To Do
by Robert Sheenby Robert SheenIn 2010, former President Barack Obama introduced the Affordable Care Act (ACA) in an effort to provide more Americans with health coverage. Over the course of its now-nearly eight-year run,…
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Affordable Care ActHealth Care Coverage
Some Americans Able to Sign Up for Insurance Under the ACA Past December 15 Deadline
by Robert Sheenby Robert SheenAs we wait for the latest statistics on the number of Americans who have signed up on government exchanges for healthcare insurance coverage for 2018, experts are predicting that the…
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Affordable Care ActHealth Care Coverage
ACA Enrollment Continues at Faster Pace From Previous Year
by Robert Sheenby Robert SheenThey say that you don’t know what you’ve got till it’s gone, a theory that may be true for the Affordable Care Act (ACA). It was just months ago when…
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Affordable Care ActHealth Care Coverage
New Kaiser Family Foundation Study Shows Number Of Uninsured In 2016
by Robert Sheenby Robert SheenWhen the Affordable Care Act (ACA) was first enacted in 2010, the mission was clear: provide affordable healthcare to the millions of Americans without it. Depending on who you speak…
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Affordable Care ActHealth Care Coverage
Efforts to Undermine the Start of Open Enrollment for 2018 Healthcare Coverage on November 1
by Robert Sheenby Robert SheenOpen enrollment for individuals to purchase healthcare coverage through government exchanges begins tomorrow and runs through December 15. Both advocates and opponents of the Affordable Care Act (ACA) are anxious…
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Affordable Care ActHealth Care CoverageHealth Care ReformHealth Insurance MarketplaceLegislation
Americans Don’t Want President Trump to Destroy the Affordable Care Act
by Robert Sheenby Robert SheenWhile President Trump does his best to undermine the Affordable Care Act, the American public wants it to succeed. Americans don’t want the Affordable Care Act (ACA) destroyed. They want…
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Affordable Care ActHealth Care Coverage
CHIP Reauthorization in Congressional Committees Sees Mixed Results
by Robert Sheenby Robert SheenThere were mixed results yesterday in Congress as Senate and House committees considered bills reauthorizing funding for the Children’s Health Insurance Program (CHIP). The program provided healthcare coverage to 8.9…
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Health Care CoverageHealth Care Reform
Congress Not Delivering Yet on Public Priorities for Healthcare
by Robert Sheenby Robert SheenDespite a recent declaration that Congress will focus on tax reform, the need to address critical healthcare issues remains. A recent Kaiser Family Foundation (KFF) survey found that a large…
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Affordable Care Act
Surveys Show Public Support for ACA Continues to Grow
by Robert Sheenby Robert SheenIt’s become clear that the American public is not so down on the Affordable Care Act (ACA), at least not anymore. The Kaiser Family Foundation (KFF) has been conducting regular…
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Affordable Care ActHealth Care Coverage
Congressional Budget Office Expects Health Insurance Premiums to Increase
by Robert Sheenby Robert SheenGross premiums for silver-level health insurance plans purchased through the healthcare marketplace would be 20 percent higher in 2018 and 25 percent higher by 2020 if cost-sharing reductions (CSRs) payments…
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Affordable Care ActHealth Insurance Exchanges
Ohio Residents Rest Easier as New Insurance Providers Bring ACA Exchange Plans To Counties
by Robert Sheenby Robert SheenPockets of counties across the nation have endured some scares as insurance providers began withdrawing from ACA exchanges, creating limited competition and limited options for coverage. Twenty Ohio counties faced…
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Affordable Care ActHealth Care Coverage
Americans Want a Bipartisan Approach to Healthcare, According to a New KFF Poll
by Robert Sheenby Robert SheenNow that the great Affordable Care Act (ACA) repeal and replace debate has seemingly ended in Congress, we’ve seen movement by members of Congress towards a bipartisan approach to healthcare…
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Affordable Care ActHealth Care Reform
Americans Dissatisfied With Senate ACA Replacement, Per KFF Study; Senate Vote is Delayed Until After July 4
by Robert Sheenby Robert SheenThe fate of Obamacare will not be determined this week. Senate Majority Leader Mitch McConnell told Senate Republicans that a vote on the Senate replacement plan called “Better Care Reconciliation…
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Health Care CoverageMedicaid
Seniors And Medicaid: The Real Connection
by Robert Sheenby Robert SheenFor many Americans, the understanding of healthcare when it comes to senior citizens is that their benefits are derived from Medicare. While that may be true for millions, there are…
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American Health Care Act (AHCA)Health Care Coverage
Older Americans Are Among The Greatest Affected By The Proposed AHCA
by Robert Sheenby Robert SheenCurrently, Senate GOP may be deliberating over potentially holding off on the repeal and replacement of the Affordable Care Act until after the 2018 elections. This news arrives on the…
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Health Care CoverageMedicaid
Will Medicaid Be A Casualty Of The AHCA? New Study Shows Americans Are Concerned
by Robert Sheenby Robert SheenWhile the Affordable Care Act made significant strides in Medicaid Expansion, that may all change should the American Health Care Act (AHCA) be put into action. While federal funding for…
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Affordable Care ActAmerican Health Care Act (AHCA)
Has The Public Changed Its Tune On The Affordable Care Act?
by Robert Sheenby Robert SheenThe fate of the Affordable Care Act currently rests in the hands of Senate as they dissect Trump’s American Health Care Act and either approve it, dismantle it or just…
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American Health Care Act (AHCA)Health Care Coverage
President Trump’s Budget Proposal Poses Continued Threat To Medicaid And Planned Parenthood
by Robert Sheenby Robert SheenLast week, news broke that the Congressional Budget Office (CBO) estimated that Trump’s newly revamped American Health Care Act (AHCA) will leave 23 million more people uninsured in 2026 than…
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Affordable Care ActHealth Care Coverage
New KFF Study Shows Healthcare Insurers May Be Financially Stable on the ACA Exchanges
by Robert Sheenby Robert SheenIt was just last year when healthcare giants like UnitedHealth and Aetna were exiting out of certain ACA exchanges—citing the ACA as the cause for financial dips in their bottom…
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Affordable Care ActHealth Care Coverage
Infographic: Healthcare Affordability Has Been On The Decline Since 2015
by Robert Sheenby Robert SheenMany have said the Affordable Care Actis still not affordable, and that might be true as a matter of opinion. “Affordability” is defined by the ACA to be below 9.5%…
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Affordable Care ActHealth Care Coverage
The American Health Care Act Prohibits Tax Credits for Abortion Coverage
The Patient Protection and Affordable Care Act (ACA) did not change state law on abortions and expressly allowed states to elect out of abortion coverage in qualified health plans offered…